Privacy Policy

At Payday Tree we value the trust you place in us. Therefore, we make sure to set the highest standards for securing the privacy of our users’ information. Please read the privacy policy of our website carefully to learn about our information-gathering and dissemination practices. This Privacy Policy Statement explains why we collect, how we collect, and what we do with your collected personal and non-personal identifiable information.

Changes to Privacy Policy

Our privacy policy practices are subject to change at any time without notice. To make sure you are aware of these changes and modifications, please review this privacy policy periodically.

By visiting this website you agree to be bound by the terms and conditions of this privacy policy. If you do not agree, please do not use or access this website any further.

Collection of personal identifiable information

When you use our website, we collect and store your personal information which is provided by you from time to time. The purpose of doing so is to provide you with a safe, efficient, smooth and customized experience. This would allow us to provide you with services and features that most likely meet your needs, and to customize our website to make your experience safer, easier and faster. We collect some of your basic personal identifiable information such as your name, address, contact number, country location and your email address. We may also collect your employment and financial information to connect you with our network of trusted and reputable lenders. We may also use your personal information to provide the services you may request.

Use of Collected Information

We use your personal information for a number of purposes mentioned below:

  • The collected information can be used to provide and operate the Services, such as to provide our clients with performance marketing, online user acquisition network, online promotions, and for the purposes of user attribution;
  • It is used to communicate with you and also to keep you informed of our latest updates to our Services and special offers;
  • We make use of your personal information to market our loan comparison services, as well as to serve you advertisements, including behavioral advertising;
  • The collected information can be used to conduct analytics, statistical and research purposes, for improving and customizing the Services to your needs and interests (such as by compiling aggregated reports about the usage of certain features of our Services);
  • This can be used to support and troubleshoot the Services and to respond to your queries;
  • To enable us to further develop, customize and improve the Services based on Users’ common preferences and uses;
  • The collected personal information can be used to identify and authenticate your access to certain features of the Services;
  • To detect and prevent fraudulent or illegal activity or any other type of activity that may negatively affect the integrity of the Services;
  • This information can also be used to investigate violations of our policies and User Agreement as well as enforce our policies and the User Agreement;
  • We may use your information to examine and resolve disputes in connection with your use of the Services; and as required by law or regulation, or as required by other governmental authorities, or to comply with a subpoena or similar legal process or respond to a government request.
  • We may also use your personal information to ask you to participate in surveys which are generally processed by us or third parties that help us understand your use of the website and improve our advertising.

Collection and use of non-personal identifiable information

We use data collection services such as “cookies” on certain pages of the website to help analyze our web page flow and to promote trust and safety. « Cookies » are small files placed on your hard drive that assist us in providing our services. There are certain features available on the site that can only be used through the use of a « cookie ». We also use cookies to allow you to enter your password less frequently during a session. Cookies can also help us provide information that is targeted to your interests.

Most cookies used by us on our website are « session cookies, » meaning that they are automatically deleted from your hard drive at the end of a session. You are always free to decline our cookies if your browser permits. However, in that case you may not be able to use certain features on the website and you may be required to re-enter your password more frequently during a session. We also use cookies to collect information about your browsing behavior, preferences, and other such information that you choose to provide.

Transfer of Information

Since we operate in Canada, we do not transfer your personal information to countries outside Canada. Data protection and other laws in Canada may not be as comprehensive as those in other countries.

We put in our best efforts to ensure that your personal information is protected and safeguarded in accordance with our privacy policy.

Links to other sites

You may find links to other third-party websites at PaydayTree.ca. They are only available for your reference. These links may collect some personally identifiable information about you. We are not responsible for the privacy practices or the content used on those linked websites. If any damage happens to your privacy, we will not be held responsible for that. You can use these links at your own risk.

Copyright

Any content, material, text, graphics or any other information available on the pages of our site belongs to Payday Tree. We have copyright on everything and everything mentioned on our site pages. You can use our site content just for your reference and personal use. Copying, downloading or using any information available on the site for commercial purposes is strictly prohibited and will be considered a punishable offense.

Learn how we can keep your information secured

We give upmost importance to implementing and maintaining the security of our services and your information. On our website, we focus on putting physical and technological safeguards to help prevent unauthorized access, to use the information correctly that we collect online and also to maintain data security. These safeguards are based on the sensitivity of the information that we collect and store.

At this site, we use the industry’s highest standard procedures and controls to ensure the safety of our users’ information, such as:

  • Secure network topology, which includes intrusion prevention and Firewall systems;
  • Encrypted communication;
  • Authentication and Access Control;
  • External and Internal audit tests; etc.

We always take reasonable steps to protect your information and keep it confidential. We cannot be responsible for the acts of those who gain unauthorized access or abuse of the Services, and we make no warranty, express, implied or otherwise, that we will prevent such access.

Contact Us

Please contact us at any hour of the day regarding any questions you may have about this Privacy Policy Statement.